Services Guide Government RAK Municipality Land Sector Replacement mortgage document for real estate office

Service Enquiry

Replacement mortgage document for real estate office

This service allows customers to replace a mortgaged ownership with a valid ownership for real estate office, only if the condition of property price being equal to mortgage price is met.

Step 1

Sign up using portal account

Step 2

Submit replacement mortgage document for real estate office request by filling the online form, and attaching the required

Step 3

On the appointment date the customer has to present at Municipality with the Original documents for approval.

Step 4

Pay requested fee.

Step 5

The concerned department will review the request and take a decision

Step 6

Upon approval, the mortgage contract will be issued and the owner will be notified with a copy of the mortgage contract certificate via email.

Service Fees

300 AED

Service Conditions

All data and documents provided are correct, in case otherwise, it could expose you to legal action.

•    in case of owner death : its required to submit legacy documents \ power of attorney – if available \ personal documents ( ID’s) for  all  inheritors.
•    If the application is submitted by the representative of the real estate office, an official letter stamped by the real estate office will be required.
•    If the ownership which will be mortgaged is not carrying the owners or the partner’s names, a power of attorney will be mandatory to authorize the mortgage.


Processing Time

One working day

Required Documents

  1. Copy of site plan 
  2. Copy of title deed 
  3. Copy of ID
  4. Copy of passport 
  5. Copy of previous mortgage contract