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Services Guide Government RAK Municipality Land Sector Approve modify release the mortgage contract

Service Enquiry

Approve modify release the mortgage contract

This service allows customers to apply for mortgage registration of all types on a property for the benefit of the financier in order to guarantee the property's rights, whether it is a first-degree or second-degree mortgage the service also allow the redemption and the modification of mortgage contract .

Step 1

Sign up using portal account

Step 2

Submit Approve\ modify \ release the mortgage contract request by filling the online form, and attaching the required documents

Step 3

On the appointment date the customer has to present at Municipality with the original documents for approval.

Step 4

Pay requested fee.

Step 5

The concerned department will review the request and take a decision.

Step 6

Upon approval, the mortgage contract will be issued and the owner will be notified with a copy of the mortgage contract via email.

Service Fees

 Registration of mortgage  0.001  AED from the mortgage value
 Registration of mortgage for shikh Zayed program   00
 Release of mortgage for bank   200 AED
 Release of mortgage shikh zayed Program  00   AED
 Modify Mortgage Contract  200 AED



Service Conditions

All data and documents provided are correct, in case otherwise, it could expose you to legal action

Incase of owner death  : its required to submit legacy document \ power of attorney – if available \ personal documents ( ID’s) for all  inheritors.  

In case of modification or release of mortgage it should be submitted from banks side only .

Processing Time

One working day

Required Documents

  1. Owner ID Copy
  2. Copy of  Emirates ID for mortgage representative (banks)
  3. Bank letter for mortgage , modify or release  
  4. Letter of shikh zayed program
  5. power of attorney for holder delegate 
  6. Copy of site plan (in grantee cases)
  7. Site Plan (ownership)
  8. Copy of title deed
  9. Others : special contracts 
  10. Copy of approved contract in case of modify or release mortgage  
  11. Copy of approval from fist mortgage level in case there is second mortgage  
  12. Power of attorney