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Service Enquiry
RAK Municipality
800661
+971 72335974
landsupport@mun.rak.ae
updategroup@mun.rak.ae
Approve modify release the mortgage contract
This service allows customers to apply for mortgage registration of all types on a property for the benefit of the financier in order to guarantee the property's rights, whether it is a first-degree or second-degree mortgage the service also allow the redemption and the modification of mortgage contract .
Sign up using portal account
Submit Approve\ modify \ release the mortgage contract request by filling the online form, and attaching the required documents
On the appointment date the customer has to present at Municipality with the original documents for approval.
Pay requested fee.
The concerned department will review the request and take a decision.
Upon approval, the mortgage contract will be issued and the owner will be notified with a copy of the mortgage contract via email.
Service Fees
Registration of mortgage | 0.001 AED from the mortgage value |
Registration of mortgage for shikh Zayed program | 00 |
Release of mortgage for bank | 200 AED |
Release of mortgage shikh zayed Program | 00 AED |
Modify Mortgage Contract | 200 AED |
Service Conditions
All data and documents provided are correct, in case otherwise, it could expose you to legal action
Incase of owner death : its required to submit legacy document \ power of attorney – if available \ personal documents ( ID’s) for all inheritors.
In case of modification or release of mortgage it should be submitted from banks side only .
Processing Time
One working day
Required Documents
- Owner ID Copy
- Copy of Emirates ID for mortgage representative (banks)
- Bank letter for mortgage , modify or release
- Letter of shikh zayed program
- power of attorney for holder delegate
- Copy of site plan (in grantee cases)
- Site Plan (ownership)
- Copy of title deed
- Others : special contracts
- Copy of approved contract in case of modify or release mortgage
- Copy of approval from fist mortgage level in case there is second mortgage
- Power of attorney